Capitol City Bank & Trust Company

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	Customer Service Center
	Tel: 404-215-6700 Option 8 Toll Free: 1-866-758-6395 561 West Whitehall Atlanta, GA. 30310 Hours: Mon.-Thurs.: 9am – 4pm Fri.: 9am – 5pm, Closed: Sat. & Sun.

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Capitol City Bank & Trust Company is encouraged about strengthening its foundation and continues to steadily establish service-oriented banks for the 21st Century. That foundation includes enhanced banking services for our customers.

Our Customer Service Representatives are devoted because we believe that without quality service a bank has no future. It's this kind of devotion that we bring to the communities we serve.

We offer a great selection of products and services to accommodate the financial needs of our customers. We know that the key to strengthening the community's future is financial independence. And the key to your future is Capitol City Bank & Trust Company.

Come join us!

NOTICE OF EXPIRATION: TEMPORARY UNLIMITED COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS

Temporary unlimited deposit insurance coverage for noninterest-bearing transaction accounts (NIBTAs), including interest on Lawyer Trust Accounts, is scheduled to expire on December 31, 2012. Absent a change in law, beginning January 1, 2013, the FDIC no longer will provide separate, unlimited deposit insurance coverage for NIBTAs at insured depository institutions (IDIs).

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov .