As a full service financial institution, Capitol City Bank & Trust Company offers the following services to help build your financial profile.

Visa Platinum™

All the privileges of worldwide purchasing power can be yours with a Capitol City Bank & Trust Company Visa Platinum™.  Competitive interest rates and no annual fees apply. 

Features of our card:

• No Annual Fee
• No Double Billing
• Full 25 Day Payment  Cycle
• Obtain Cash at ATM's

Benefits of our card:

• Accepted anywhere Visa is accepted
• Scorecard rewards on all new accounts
• Dedicated customer service staff and resources on a 24/7 basis (based in the United States)
• Travel accident insurance
• Identity theft assistance
• Emergency cash & card replacement
• Travel & emergency assistance
• Auto rental collision and damage waiver
  
  Credit Card Application and FAQ’s

 *Subject to credit approval.

Loans

Need money for a new car, home improvements, debt consolidation, construction loan? Interested in a SBA, VA, FHA or conventional home loan? Capitol City Bank & Trust Company offers a wide variety of retail and commercial loans. We'll help you reach your goal with our competitive interest rates. A Customer Service Representative or Loan Officer is available to help you with additional information.

• Wide Variety of Commercial and Retail Loans
• Competitive Interest Rates and Terms

*Capitol City Bank & Trust Company loans are subject to credit approval.

Overdraft Protection

• Savings Account Protection
• Line-of-Credit Protection
• Subject to credit approval.
   

InfoLINE™

Once you open your account with Capitol City Bank & Trust Company, you enjoy the convenience of InfoLINE. This service provides automated account information 24/7 with no added service charge. Telephone transfers made after 4:00 p.m. are processed on the next business date.  Metro Atlanta: 404-758-7519  Toll Free:  866-758-7519
 

Direct Deposit

Tired of standing in line using your lunch hour to cash or deposit your check? Sign up for Direct Deposit with Capitol City Bank & Trust Company. Checks will automatically be deposited to your account. Save your valuable time for more important things. For information contact your company's personnel department or a Capitol City Bank & Trust Company Customer Service Representative.

• Social Security
• Supplemental Security Income
• Railroad Retirement
• Civil Service Retirement (OPM)
• Military Active
• Federal Salary
• VA Compensation or Pension
• Military Civilian Pay
• Military Retired
• Military Survivor
   

Transfers

Transfers made after 4:00 p.m. will not be processed until the next business day.
 

Safe Deposit Boxes

Don't lose your important documents to theft, irreplaceable family momentos to fire. We offer Safe Deposit Boxes in a variety of sizes from 3 x 5 inches to 10 x 10 inches to secure your valuables.

*Safe Deposit Boxes are available at all locations except the Hartsfield International Airport Branch.

We Also Provide

• Travelers Cheques
• Wire Transfers
• Cashier's Checks
• Money Orders
• Nightly Depository
• Notary Services
• Gift Cards