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Customer Service Center

Tel: 404-215-6700 Option 0
Toll Free: 1-866-758-7519

Contact Us:


 561 West Whitehall

Atlanta, GA. 30310

Mon.-Thurs.:  9am – 4pm
 Fri.: 9am – 5pm,

Closed: Sat. & Sun.

Other Services

As a full service financial institution, Capitol City Bank & Trust Company offers the following services to help build your financial profile.

Visa Platinum™

All the privileges of worldwide purchasing power can be yours with a Capitol City Bank & Trust Company Visa Platinum™.  Competitive interest rates and no annual fees apply. 

Features of our card:

  • No Annual Fee
  • No Double Billing
  • Full 25 Day Payment  Cycle
  • Obtain Cash at ATM's

Benefits of our card:

  • Accepted anywhere Visa is accepted
  • Scorecard rewards on all new accounts
  • Dedicated customer service staff and resources on a 24/7 basis (based in the United States)
  • Travel accident insurance
  • Identity theft assistance
  • Emergency cash & card replacement
  • Travel & emergency assistance
  • Auto rental collision and damage waiver


Need money for a new car, home improvements, debt consolidation, construction loan? Interested in a SBA, VA, FHA or conventional home loan? Capitol City Bank & Trust Company offers a wide variety of retail and commercial loans. We'll help you reach your goal with our competitive interest rates. A Customer Service Representative or Loan Officer is available to help you with additional information.

  • Wide Variety of Commercial and Retail Loans
  • Competitive Interest Rates and Terms

*Capitol City Bank & Trust Company loans are subject to credit approval.

Overdraft Protection

  • Savings Account Protection
  • Line-of-Credit Protection
  • Subject to credit approval.


Once you open your account with Capitol City Bank & Trust Company, you enjoy the convenience of InfoLINE. This service provides automated account information 24/7 with no added service charge. Telephone transfers made after 4:00 p.m. are processed on the next business date.  Metro Atlanta: 404-758-7519  Toll Free:  866-758-7519

Direct Deposit

Tired of standing in line using your lunch hour to cash or deposit your check? Sign up for Direct Deposit with Capitol City Bank & Trust Company. Checks will automatically be deposited to your account. Save your valuable time for more important things. For information contact your company's personnel department or a Capitol City Bank & Trust Company Customer Service Representative.

  • Social Security
  • Supplemental Security Income
  • Railroad Retirement
  • Civil Service Retirement (OPM)
  • Military Active
  • Federal Salary
  • VA Compensation or Pension
  • Military Civilian Pay
  • Military Retired
  • Military Survivor


Transfers made after 4:00 p.m. will not be processed until the next business day.

Safe Deposit Boxes

Don't lose your important documents to theft, irreplaceable family momentos to fire. We offer Safe Deposit Boxes in a variety of sizes from 3 x 5 inches to 10 x 10 inches to secure your valuables.

*Safe Deposit Boxes are available at all locations except the Hartsfield International Airport Branch.

We Also Provide

  • Travelers Cheques
  • Wire Transfers
  • Cashier's Checks
  • Money Orders
  • Nightly Depository
  • Notary Services
  • Gift Cards


Tricia Elliott  Greg Davis  Mark Dukes

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Temporary unlimited deposit insurance coverage for noninterest-bearing transaction accounts (NIBTAs), including interest on Lawyer Trust Accounts, is scheduled to expire on December 31, 2012. Absent a change in law, beginning January 1, 2013, the FDIC no longer will provide separate, unlimited deposit insurance coverage for NIBTAs at insured depository institutions (IDIs).  

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest.  It also includes interest on Lawyers Trust Accounts ("IOLTAs").  It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.  For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

© Copyright 2012 Capitol City Bank & Trust Co. All Rights Reserved. Member FDIC.