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Customer Service Center
 

Tel: 404-215-6700 Option 0
Toll Free: 1-866-758-7519

Contact Us:

customerservice@capitolcitybank-atl.com

 561 West Whitehall

Atlanta, GA. 30310

Hours:
Mon.-Thurs.:  9am – 4pm
 Fri.: 9am – 5pm,

Closed: Sat. & Sun.


Current Weather
 
Weather Report - Conditions for Atlanta, GA at 3:51 am EDT
Currently 62°F
High 86°F
Low 66°F

Fair
Current Rates

Rates current as of July 28, 2014

Consumer Checking & Savings - b)d Min. Opening Deposit Min. Balance to Earn Interest Interest Rate Annual Percentage Yield
NOW Checking Account 750.00      
     $1.00 - $749.99   1.00 .25 .25
     $750.00 & over   750.00 .25 .25
Super NOW Account 1,000.00      
     $1.00 - $2,499.99   1.00 .25 .25
     $2,500.00 & over   2,500.00 .25 .25
Money Market Account 1,000.00      
     $1.00 - $998.99   1.00 .25 .25
     $999.99 - $4,999.99   999.99 .25 .25
     $5,000 - 99,999.99   5,000.00 .25 .25
     $100,000.00 & over   100,000.00 .25 .25
Starter Savings Account 25.00   .25 .25
Regular Savings Account 100.00   .25 .25
Christmas Club Account 25.00   .25 .25

 

Business Checking & Savings Min. Opening Deposit Min. Balance to Earn Interest Interest Rate Annual Percentage Yield
Money Market Account 1,000.00      
     $1.00 - $998.99   1.00 .25 .25
     $999.99 - $4,999.99   999.99 .25 .25
     $5,000 - 99,999.99   5,000.00 .25 .25
     $100,000.00 & over   100,000.00 .25 .25
Regular Savings Account 100.00   .25 .25

 

Individual Retirement Accounts - a) Min. Opening Deposit Min. Balance to Earn Interest Interest Rate Annual Percentage Yield
30 Day IRA 500.00 500.00 .25 .25
60 Day IRA 500.00 500.00 .25 .25
90 Day IRA 500.00 500.00 .30 .30
6 Month IRA 500.00 500.00 .50 .50
12 Month IRA 500.00 500.00 .85 .85
24 Month IRA 500.00 500.00 .90 .90
36 Month IRA 500.00 500.00 1.05 1.05
48 Month IRA 500.00 500.00 1.30 1.31
60 Month & Over IRA 500.00 500.00 1.45 1.46

 

Certificates of Deposit - a) Min. Opening Depositb> Min. Balance to Earn Interest Interest Rate AnAnnual Percentage Yield
7 - 31 Day CD 500.00 500.00 .25 .25
90 Day CD 500.00 500.00 .30 .30
6 Month CD 500.00 500.00 .50 .50
12 Month CD 500.00 500.00 .85 .85
24 Month CD 500.00 500.00 1.08 1.08
36 Month CD 500.00 500.00 1.20 1.21
48 Month CD 500.00 500.00 1.32 1.33
60 Month CD 500.00 500.00 1.49 1.50

 

Jumbo Certificates of Deposit - a) Min. Opening Deposit Min. Balance to Earn Interest Interest Rate Annual Percentage Yield
7 - 31 Day CD 100,000.00 100,000.00 .25 .25
90 Day CD 100,000.00 100,000.00 .30 .30
6 Month CD 100,000.00 100,000.00 .50 .50
12 Month CD 100,000.00 100,000.00 .95 .95
24 Month CD 100,000.00 100,000.00 1.10 1.11
36 Month CD 100,000.00 100,000.00 1.22 1.23
48 Month CD 100,000.00 100,000.00 1.35 1.36
60 Month CD 100,000.00 100,000.00 1.51 1.52

 

a) A penalty may be imposed for early withdrawal.
b) The interest rate and annual percentage yield may change after account opening.
c) Daily Balance is the amount of the principal in the account each day.

d) Fees could reduce earnings on the account.  For current rate information contact us.

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NOTICE OF EXPIRATION: TEMPORARY UNLIMITED COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS

Temporary unlimited deposit insurance coverage for noninterest-bearing transaction accounts (NIBTAs), including interest on Lawyer Trust Accounts, is scheduled to expire on December 31, 2012. Absent a change in law, beginning January 1, 2013, the FDIC no longer will provide separate, unlimited deposit insurance coverage for NIBTAs at insured depository institutions (IDIs).  

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest.  It also includes interest on Lawyers Trust Accounts ("IOLTAs").  It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.  For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

© Copyright 2012 Capitol City Bank & Trust Co. All Rights Reserved. Member FDIC.