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Customer Service Center

Tel: 404-215-6700 Option 0
Toll Free: 1-866-758-7519

Contact Us:


 561 West Whitehall

Atlanta, GA. 30310

Mon.-Thurs.:  9am – 4pm
 Fri.: 9am – 5pm,

Closed: Sat. & Sun.

About Us

Capitol City Bank & Trust Company is a state banking institution chartered under the laws of the State of Georgia on June 30th, 1994. Since opening on   October 3rd, 1994, Capitol City Bank & Trust Company has continued a general banking business and is presently serving its customers from seven locations: the Main Office located at 562 Lee Street, SW, Atlanta, Georgia 30310; and service branches located at 2358 Cascade Road,   Atlanta, Georgia 30311; Hartsfield International Airport, Atlanta, Georgia 30320;   5674 Memorial Drive, Stone Mountain, Georgia 30083; 301 West Oglethorpe,   Albany, Georgia 31701; 339 Martin Luther King Jr. Blvd., Savannah, Georgia; and 1268 Broad St.,  Augusta, Georgia. Capitol City Bank & Trust Company was organized to serve the inner city of   Atlanta and its customer base is primarily the African-American community in Southwest and Downtown Atlanta, Georgia.

Capitol City Bank & Trust Company operates a full-service banking business and engages in a broad range of commercial banking activities, including accepting customary types of demand and time deposits, making individual, commercial and installment loans, money transfers, safe deposit box services, and making investments in U.S. government and municipal services. Capitol City Bank & Trust Company also offers Trust services.

Capitol City Bank & Trust Company serves the residents of Atlanta, Fulton, Dekalb, Dougherty, Richmond and Chatham counties. These counties have populations of approximately 150,000 to 1,250,000, respectively. Atlanta also serves as the capitol of the State of Georgia, with a significant number of residents employed in government.

Capitol City Bank & Trust Company is encouraged about strengthening its foundation and continues to steadily establish service-oriented banks for the 21st Century. That foundation includes enhanced banking services for our customers.

Our Customer Service Representatives are devoted because we believe that without quality service, a bank has no future. It’s this kind of devotion that we bring to the communities we serve.

We offer a great selection of products and services to accommodate the financial needs of our customers. We know that the key to strengthening the community’s future is financial independence and the key to your future is Capitol City Bank & Trust Company.








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Temporary unlimited deposit insurance coverage for noninterest-bearing transaction accounts (NIBTAs), including interest on Lawyer Trust Accounts, is scheduled to expire on December 31, 2012. Absent a change in law, beginning January 1, 2013, the FDIC no longer will provide separate, unlimited deposit insurance coverage for NIBTAs at insured depository institutions (IDIs).  

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest.  It also includes interest on Lawyers Trust Accounts ("IOLTAs").  It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.  For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

© Copyright 2012 Capitol City Bank & Trust Co. All Rights Reserved. Member FDIC.