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Customer Service Center

Tel: 404-215-6700 Option 0
Toll Free: 1-866-758-7519

Contact Us:


 561 West Whitehall

Atlanta, GA. 30310

Mon.-Thurs.:  9am – 4pm
 Fri.: 9am – 5pm,

Closed: Sat. & Sun.

Online Bill Pay

Access Online Bill Pay

Now offered as a Free Service!

Welcome to Capitol City Bank & Trust Company!

Valued Customer's:

     As part of our commitment to remain on the cutting edge of banking technology, we are pleased to announce that we are upgrading our computer processing system. Our new system will help us continue to provide the Premier Banking Service you have come to expect, while better enabling us to protect your confidential information and offer the most up-to-date products and services. The conversion to our new system will begin on Tuesday, October 14, 2014 at 3:00 pm, and will be completed by the morning of Thursday, October 16, 2014 (the “Conversion Period”), by 9:00 am Eastern Standard Time (EST).

     With our new processing system, there are some changes that will affect the products and services we provide to you. We want you to be aware of these changes and ask that you read this notification carefully to help ensure the transition to our new system causes you as little disruption as possible.

Temporary Service Limitations during the Conversion Period:

     In order to make the switch to our new processing system, we must temporarily limit the availability of some banking services during the Conversion Period. We sincerely apologize for the limited availability of these services during the Conversion Period. The affected services and temporary limitations are discussed below.

Online Bill Pay – The cutoff hour for Bill Pay transactions during the Conversion Period will be Tuesday, October 14th at 3:00 pm (EST). Any instructions to issue a Bill Pay payment during the Conversion Period after this cutoff hour will be rescheduled for processing on Thursday, October 16th at 9:00 am (EST).

All Other Online Banking Transactions – The cutoff hour for all Online Banking transactions (except Online Bill Pay) during the Conversion Period will be Tuesday, October 14th at 3:00 pm (EST). After this cutoff hour, the Online Banking system will be unavailable until Thursday, October 16, 2014 at 9:00 am (EST).

If you should have any problems logging onto Online Banking, please call one of our Customer Service Representatives at (404) 215-6700 and someone will be happy to assist you.

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Temporary unlimited deposit insurance coverage for noninterest-bearing transaction accounts (NIBTAs), including interest on Lawyer Trust Accounts, is scheduled to expire on December 31, 2012. Absent a change in law, beginning January 1, 2013, the FDIC no longer will provide separate, unlimited deposit insurance coverage for NIBTAs at insured depository institutions (IDIs).  

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest.  It also includes interest on Lawyers Trust Accounts ("IOLTAs").  It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.  For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

© Copyright 2012 Capitol City Bank & Trust Co. All Rights Reserved. Member FDIC.